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1-800-501-3537

Schedule a one-on-one insurance consultation!

Insurance Expert Attention
Insurance Consultant Expert
  • We can answer any questions you have.

  • Help you compare plans/benefits and guide you towards the best option.

  • Receive a personalized consultation that is specific to your unique needs.

“We want to simplify and make the health insurance coverage process more efficient for our customers.”

Standard Health CEO






    FAQ

    All ACA plans are mandated to cover 10 essential benefits. These 10 essential benefits include health care services such as:

    • Emergency services
    • Hospitalization
    • Out-patient services
    • Maternity and newborn care
    • Mental health, behavioral health, and substance use disorder services
    • Prescription Drugs
    • Rehabilitative and habilitative services
    • Laboratory services
    • Pediatric services, including oral and vision care
    • Preventative and wellness services and chronic disease management

     

    There are 4 main types of Affordable Care Act, or ACA, health insurance plans:

    • PPOs – or Preferred Provider Organization Plans
    • POSs – or Point-Of-Service Plans
    • HMOs – or Health Maintenance Organization Plans
    • EPOs – or Exclusive Provider Organization Plans

    When considering an ACA plan factors such as your budget, where you live, and the kind of health care you require are important to consider.

    Medicare Advantage plans are available from private insurance companies that are approved by Medicare. Because of this, the costs and benefits may differ by plan/company, and not every plan will be available in every location. Here are some components that you might want to take note of when comparing Medicare Advantage plan options:

    Look into the plan’s monthly premium and determine if you are comfortable with the premium amount. Also, compare factors such as copayments, coinsurance, and deductibles.

    Is the plans annual deductible within your budget? Compare the annual deductible among different plans and determine if it right for you.

    Are the plans out of pocket limits right for you?

    All Medicare Advantage plans include a yearly spend limit (which includes the deductible). The plan will then cover 100% of the covered costs once you reach the maximum spend limit. This is a factor worth considering when comparing different Medicare Advantage Health Plans.

    Do you require additional benefits such as hearing, dental, and vision benefits, and does your plan cover it?

    Are your required medications included in the prescription drug coverage?

    Are your preferred doctors included in the plan’s provider network?

    If you would like assistance comparing plans. Schedule a call with one of our licensed agent representatives, that can help make sense of the plan benefits and help you select a plan that is right for you based on your needs and budget. Call Us 1-800-501-3537

    Standard Health does not disclose your personal information to third parties, unless one of the following limited exceptions applies.

    Insurance Companies, Licensed Agents and Business Partners, HSA Trustees or Administrators, and Government-run Exchanges and Entities

    If you submit an application for an insurance product offered by us, then we will disclose your personal information to your chosen insurance company to process your application. If you submit a request for information or an application for an insurance product offered through an insurance agent, agency or other business partner with whom we associate or contract, then we may disclose your personal information to that agent, agency or business partner to process your request for information or application or to otherwise provide you with information about insurance products (including contacting you by telephone, email, or otherwise to discuss insurance products in which you may be interested). If you complete an enrollment form for a health savings account (“HSA”) offered through an authorized HSA trustee or administrator with whom we have associated, then we may disclose your personal information to that trustee or administrator to enroll you in an HSA. If you complete an application with us that is processed through a government-run exchange or other government-run entity, we will disclose your personal information to that government-run exchange or entity. Please be assured that these partners are only allowed to use your personal information to process your requested quote, application or enrollment form and are legally obligated to maintain strict confidentiality.

    Service Providers

    We may disclose your personal information to other companies that help us to process or service any application you begin, process or submit through us, or to correspond with you. For example, we may provide your personal information to a service provider to verify the validity or credit limit of your credit card. Please be assured that the companies we hire to process or service your insurance application or correspond with you are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality.

    Employers, Affinity Groups, and Benefits Administrators or Consultants

    If you were referred to us by, or use our website or call center in connection with, a current or former employer, affinity group, or other organization with which you may be affiliated (or a benefits administrator or consultant associated with such employer, group or organization), we may disclose your personal information to such employer, group, organization, administrator and/or consultant. For example, we may inform such employer, group, organization, administrator and/or consultant whether or not you have enrolled in a plan. Please be assured that these parties are only allowed to use your personal information as permitted by applicable law.

    Legal Obligations

    In certain situations, Standard Health may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.) We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process. We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities, to resolve consumer disputes, to protect our rights, to protect your safety or the safety of others, to investigate fraud, or to otherwise respond to a government request.

    Your Consent

    If you provide us an indication of your consent to disclose, share or use your personal information in connection with a third party, we may disclose, share or use your personal information in that manner. For example, if you opt in to our social media mailing lists and promotional updates, then we may disclose your relevant personal information to social media platforms where Standard Health has a corporate account for the purpose of adding you to Standard Health social media mailing and promotional update lists. Generally in such a situation, the social media platforms are not allowed to use your personal information for their own purposes unless you have a direct account on such social media platforms, in which case your personal information would be handled by the social media platforms in accordance with the social media platforms’ privacy policies.

    Your Requests for Products

    If you request to be contacted about any type of insurance product, request to be contacted by a licensed agent or other representative, request assistance with enrolling in any type of insurance product or make any other request for someone to contact you (such as by filling out an online request form), then our agents or representatives may contact you, or we may disclose your personal information to a third-party insurance agency, insurance agent, insurance company or other appropriate entity, so that such entity may contact you about any product in which you indicated interest or may assist you in enrolling in any such product. Any additional information that you subsequently choose to provide to any third-party entity will be governed by that entity’s privacy policy. Outside of these exceptions, we will not sell, trade or share your personal information with third parties.

    For Enrollments before the 20th, coverage will begin the 1st of the following month. For enrollments after the 20th of the month, coverage would begin the 1st of the following month (example: enrolled on October 22nd, coverage starts on December 1st.)

    Required documentation/identification can be uploaded directly to your policy on the Standard Health portal . Contact our customer support team to support you with this process. Contact us at 1800-665-7688 or send a message.

    You can renew your insurance policies on the Standard Health portal (link). We will also send you a reminder email with instructions on how to log in and renew your policies. You can renew your annual plan during the Annual Enrollment Period, from November 1st to December 15th. Coverage will begin on January 1st, 2021.

    Policies can only be changed or adjusted if you qualify for a life-changing event. Please find some examples of a qualifying life event from Healthcare.gov below:

    • Loss of health coverage
      • Losing existing health coverage, including job-based, individual, and student plans
      • Losing eligibility for Medicare, Medicaid, or CHIP
      • Turning 26 and losing coverage through a parent’s plan
    • Changes in household
      • Getting married or divorced
      • Having a baby or adopting a child
      • Death in the family
    • Changes in residence
      • Moving to a different ZIP code or county
      • A student moving to or from the place they attend school
      • A seasonal worker moving to or from the place they both live and work
      • Moving to or from a shelter or other transitional housing
    • Other qualifying events
      • Changes in your income that affect the coverage you qualify for
      • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
      • Becoming a U.S. citizen
      • Leaving incarceration (jail or prison)
      • AmeriCorps members starting or ending their service

    Contact our customer support team to evaluate and determine if you qualify for a life changing event: 1800-555-6777.

    Schedule a one-on-one consultation!

    Mobile Authorized Insurance Agent
    Insurance Consultant Expert
    • We can answer any questions you have.
    • Help you compare plans/benefits and guide you towards the best option.
    • Receive a personalized consultation that is specific to your unique needs.

    “We want to simplify and make the health insurance coverage process more efficient for our customers.”

    Standard Health CEO






      FAQ

      All ACA plans are mandated to cover 10 essential benefits. These 10 essential benefits include health care services such as:

      • Emergency services
      • Hospitalization
      • Out-patient services
      • Maternity and newborn care
      • Mental health, behavioral health, and substance use disorder services
      • Prescription Drugs
      • Rehabilitative and habilitative services
      • Laboratory services
      • Pediatric services, including oral and vision care
      • Preventative and wellness services and chronic disease management

       

      There are 4 main types of Affordable Care Act, or ACA, health insurance plans:

      • PPOs – or Preferred Provider Organization Plans
      • POSs – or Point-Of-Service Plans
      • HMOs – or Health Maintenance Organization Plans
      • EPOs – or Exclusive Provider Organization Plans

      When considering an ACA plan factors such as your budget, where you live, and the kind of health care you require are important to consider.

      Medicare Advantage plans are available from private insurance companies that are approved by Medicare. Because of this, the costs and benefits may differ by plan/company, and not every plan will be available in every location. Here are some components that you might want to take note of when comparing Medicare Advantage plan options:

      Look into the plan’s monthly premium and determine if you are comfortable with the premium amount. Also, compare factors such as copayments, coinsurance, and deductibles.

      Is the plans annual deductible within your budget? Compare the annual deductible among different plans and determine if it right for you.

      Are the plans out of pocket limits right for you?

      All Medicare Advantage plans include a yearly spend limit (which includes the deductible). The plan will then cover 100% of the covered costs once you reach the maximum spend limit. This is a factor worth considering when comparing different Medicare Advantage Health Plans.

      Do you require additional benefits such as hearing, dental, and vision benefits, and does your plan cover it?

      Are your required medications included in the prescription drug coverage?

      Are your preferred doctors included in the plan’s provider network?

      If you would like assistance comparing plans. Schedule a call with one of our licensed agent representatives, that can help make sense of the plan benefits and help you select a plan that is right for you based on your needs and budget. Call Us 1-800-501-3537

      Standard Health does not disclose your personal information to third parties, unless one of the following limited exceptions applies.

      Insurance Companies, Licensed Agents and Business Partners, HSA Trustees or Administrators, and Government-run Exchanges and Entities

      If you submit an application for an insurance product offered by us, then we will disclose your personal information to your chosen insurance company to process your application. If you submit a request for information or an application for an insurance product offered through an insurance agent, agency or other business partner with whom we associate or contract, then we may disclose your personal information to that agent, agency or business partner to process your request for information or application or to otherwise provide you with information about insurance products (including contacting you by telephone, email, or otherwise to discuss insurance products in which you may be interested). If you complete an enrollment form for a health savings account (“HSA”) offered through an authorized HSA trustee or administrator with whom we have associated, then we may disclose your personal information to that trustee or administrator to enroll you in an HSA. If you complete an application with us that is processed through a government-run exchange or other government-run entity, we will disclose your personal information to that government-run exchange or entity. Please be assured that these partners are only allowed to use your personal information to process your requested quote, application or enrollment form and are legally obligated to maintain strict confidentiality.

      Service Providers

      We may disclose your personal information to other companies that help us to process or service any application you begin, process or submit through us, or to correspond with you. For example, we may provide your personal information to a service provider to verify the validity or credit limit of your credit card. Please be assured that the companies we hire to process or service your insurance application or correspond with you are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality.

      Employers, Affinity Groups, and Benefits Administrators or Consultants

      If you were referred to us by, or use our website or call center in connection with, a current or former employer, affinity group, or other organization with which you may be affiliated (or a benefits administrator or consultant associated with such employer, group or organization), we may disclose your personal information to such employer, group, organization, administrator and/or consultant. For example, we may inform such employer, group, organization, administrator and/or consultant whether or not you have enrolled in a plan. Please be assured that these parties are only allowed to use your personal information as permitted by applicable law.

      Legal Obligations

      In certain situations, Standard Health may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.) We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process. We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities, to resolve consumer disputes, to protect our rights, to protect your safety or the safety of others, to investigate fraud, or to otherwise respond to a government request.

      Your Consent

      If you provide us an indication of your consent to disclose, share or use your personal information in connection with a third party, we may disclose, share or use your personal information in that manner. For example, if you opt in to our social media mailing lists and promotional updates, then we may disclose your relevant personal information to social media platforms where Standard Health has a corporate account for the purpose of adding you to Standard Health social media mailing and promotional update lists. Generally in such a situation, the social media platforms are not allowed to use your personal information for their own purposes unless you have a direct account on such social media platforms, in which case your personal information would be handled by the social media platforms in accordance with the social media platforms’ privacy policies.

      Your Requests for Products

      If you request to be contacted about any type of insurance product, request to be contacted by a licensed agent or other representative, request assistance with enrolling in any type of insurance product or make any other request for someone to contact you (such as by filling out an online request form), then our agents or representatives may contact you, or we may disclose your personal information to a third-party insurance agency, insurance agent, insurance company or other appropriate entity, so that such entity may contact you about any product in which you indicated interest or may assist you in enrolling in any such product. Any additional information that you subsequently choose to provide to any third-party entity will be governed by that entity’s privacy policy. Outside of these exceptions, we will not sell, trade or share your personal information with third parties.

      For Enrollments before the 20th, coverage will begin the 1st of the following month. For enrollments after the 20th of the month, coverage would begin the 1st of the following month (example: enrolled on October 22nd, coverage starts on December 1st.)

      Required documentation/identification can be uploaded directly to your policy on the Standard Health portal . Contact our customer support team to support you with this process. Contact us at 1800-665-7688 or send a message.

      You can renew your insurance policies on the Standard Health portal (link). We will also send you a reminder email with instructions on how to log in and renew your policies. You can renew your annual plan during the Annual Enrollment Period, from November 1st to December 15th. Coverage will begin on January 1st, 2021.

      Policies can only be changed or adjusted if you qualify for a life-changing event. Please find some examples of a qualifying life event from Healthcare.gov below:

      • Loss of health coverage
        • Losing existing health coverage, including job-based, individual, and student plans
        • Losing eligibility for Medicare, Medicaid, or CHIP
        • Turning 26 and losing coverage through a parent’s plan
      • Changes in household
        • Getting married or divorced
        • Having a baby or adopting a child
        • Death in the family
      • Changes in residence
        • Moving to a different ZIP code or county
        • A student moving to or from the place they attend school
        • A seasonal worker moving to or from the place they both live and work
        • Moving to or from a shelter or other transitional housing
      • Other qualifying events
        • Changes in your income that affect the coverage you qualify for
        • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
        • Becoming a U.S. citizen
        • Leaving incarceration (jail or prison)
        • AmeriCorps members starting or ending their service

      Contact our customer support team to evaluate and determine if you qualify for a life changing event: 1800-555-6777.